Death of Joint Tenant
If the property is owned by one of two surviving Joint Tenants, we will need a copy of the Death Certificate in order to prepare a Joint Tenancy Affidavit and Deed. This is done to explain within the deed records at the courthouse the absence of the deceased owner and that by virtue of the death the surviving seller is the sole owner of the property.
Generally, payments on any pre-existing mortgages will continue in the same manner as before the death of a Joint Tenant. The lender acquired their title to the collateral subject to the Joint Tenancy Deed, and should accept payment by the survivor without question.